As a rule, only people who have been Australian residents for 10 years are eligible for age or disability pensions. However, the 10-year requirement is waived if you become disabled after becoming an Australian resident.

The 10-year waiting period may also be waived if you are covered by an international social security agreement.

Australia currently has international social security agreements with the following countries:

•   Austria
•   Canada
•   Cyprus
•   Denmark
•   Germany
•   Ireland
•   Italy
•   Malta
•   The Netherlands
•   New Zealand
•   Portugal
•   Spain
•   USA

You should contact the social security authorities in your home country to discuss your pension arrangements and to confirm that your pension is transferable and will be paid to you even if you live in Australia.