Liu completed high school (Year 12) study in Australia, so Liu met in language requirements and may not need an IELTS score. And the difficulty in applying for this visa is that the student should provide proof of funding for immigration, which means he has enough living expenses and tuition fees for study, and the expenses need to be in the bank for at least three months of maturity at the time of submission the funds. However, Liu, as general students, there is no three-month certificate of deposit. Thus, we recommend him to let his parents to provide a certificate of deposit, but because their funds had also been carried out for all kinds of investment, so We then made a loan programme, which asked that Liu's parents to go to China's banks to apply for a bank loan, but at the same time need to provide proof of their income and work. However, the problem is that Liu's parents worked in government department, and it will take a long time for employment-related documents to be assessed before the application, and there are not much time for Liu to wait. Finally, we proposed Liu to apply for study abroad loans in Australia, also based on his original capital for one year. And after 2 weeks' processing time, finally we successfully submitted this visa. And from school application to the final submission of visa, it only takes just three weeks'time.